Cashaa, founded in 2016, has built and beta tested a blockchain-powered forex platform, offering innovative exchange and money transfer services between fiat and cryptocurrencies. Cashaa has come a long way in a short time, ranking now in Top 20 of the 100 Most Influential Blockchain Companies Worldwide.

Our team is comprised of the best, brightest and most passionate people in the industry sharing the same vision of making blockchain application simple and accessible for the masses. Our team have more than 200+ Years of Payments and banking experience which includes executives from Fortune 100 technology companies, central bank and top academic institution.

Team Members

We are a cross functional and full stack team led by successful entrepreneurs who built their companies from scratch which are now part of Fortune Top 15 companies in world.

Kumar Gaurav

Founder & CEO

Founder & Chairman, Auxesis Group. Extraordinary status  by U.S. Top 100 Blockchain Influencer. Co-Founder, Darwinsurance (Acquired by Esedra)

Kumar is a serial entrepreneur who has been responsible for building some of today’s most exciting fintech business. He is among top 100 most influential people in the world who are leading the evolution of Blockchain and was awarded Extraordinary status ( O1 visa) by United States government.

Kumar is the Chairman of Auxesis Group; India's first enterprise Blockchain company. He also founded Cashaa, U.K based money transfer platform which enables users to send money without any fee anywhere in the world. Due to his vision, Auxesis Group and Cashaa, both are ranked among top 100 blockchain companies in the world.

Kumar is in the editorial group of top Blockchain media and popular international speaker on Blockchain & Bitcoin. He is also the Advisor to many Blockchain start-ups and incubators around the world.

Kumar Gaurav holds the Bachelor’s degree in Computer Engineering and Master`s in Management from Politecnico di Milano. Before he moved into the world of financial technology, he delivered innovative systems for luxury automobile brands like BMW and Ferrari. During his time in Italy, he also co-founded Darwinsurance, the first Italian peer-to-peer insurance company based in Milan which was acquired by Esedra.

Celestine Vettical

Co-Founder & Chairman

Founder, Perfomix (Acquired by Baker Hughes, GE Company). VP Baker Hughes, VP Cognizant. Worldwide Director Microsoft. Director SAP

Celestine Vettical is an Entrepreneur, Technology Executive and Investor with over 25 years of industry experience. He was previously the Founder and CEO of Perfomix, an oilfield technology platform company that provides tools to enhance the performance of oil & gas reservoirs, which was acquired by Baker Hughes in 2014. At Baker Hughes, Celestine was responsible for managing the company’s next generation of remote operations solutions and intelligent digital oilfield initiatives. Prior to those positions, Celestine was the co-inventor and CTO at Pi Electronics, which developed the self-service mailing machines located in US post offices. He was also a co-founder of Paymetric, a leading enterprise payment solutions software company and SAP partner.

Besides these entrepreneurial endeavors, Celestine was the global head of strategic initiatives & alliances at Cognizant Technology Solutions (NASDAQ: CTSH). Prior to that, he was the worldwide manufacturing industry solutions director at Microsoft. His primary responsibility was to lead the development of Microsoft’s global strategy for enterprise business solutions in the manufacturing industry. Celestine spent the early eight years of his corporate career at SAP. Celestine holds a B.S. in Electronics Engineering from National Institute of Technology (NIT), Calicut, India and M.S. in Computer Science from University of Houston.

Dominic Melo

Chief Payments Officer

Quoted as "Mr Payments" by Forbes. Owns European E-Money Institutions. Advisor to JCB, Japan

An experienced professional that has played key roles in designing, executing andanalyzing process workflows, procedures, and special projects for the international business to business and business to consumer markets, especially in the financial services, payments services, and IT arenas. An excellent communicator who can translate jargon and IT-speak into clear concepts and ideas for non-technical management or board members. Experienced Security Consultant that was routinely responsible for securing highly sensitive and classified information for corporate clients.

Also using tools and methods to extract encrypted or password protected information as part of digital asset recovery efforts for civil and criminal investigations.

Francesco Zorgno

Chief Investment Officer

Director 2F Capital. CEO, Swing Capital Ltd. Founder & CEO, Seed Srl. Asset Manager, Enfinity Group

As Managing Director of 2F Capital and board member of leading investment companies in innovative ventures, I am responsible for project development, funding and construction, along with asset management. Focus on cleantech projects (renewable energies, environmental services), fintech (innovative forex and savings management), tourism and hospitality.

As Business Angel, I have been member of leading associations (such as Italian Angels for Growth) and co-founder of incubators (such as the Seed Project, where I serve as Managing Director). I am supporting new ventures and startup deals with seed and angel funding, and coaching the entrepreneurs from early stage to steady startup phase.

Within the most innovative startups I launched in recent past:

CleanBnB (hospitality), soon become a leading venture in the booming business of short-term rental of real estate; very good case in facility management, fast growing through several rounds of equity financing; NFE (cleantech), a leading European player in engineering, project and technology development, and asset management in renewable energies such as solar (utility-scale, commercial and domestic scale), wind (and mini-wind), biomass, hydro. SaveNet (web-IT), specialized in information and training in the field of energy efficiency and energy saving, more in general providing web services such as hosting, design and development.

My key skills from past activities: asset management, EPC contracting, O&M contracting, contract management, program management, feasibility study, project financing, sales & marketing, project development, business development, investment plans, m&a.

I have been working extensively on the global markets, such as Italy and whole Europe, and focus on Americas, China and Asia Pacific.

Felice N. Covelli

Co-founder & CFO

15+ years of Finance Experience. Professional Asset Manager. Bitcoin Pioneer in Europe

Felice has 15+ years of Finance, he is a professional Asset Manager and a Bitcoin Pioneer in Europe.

Janina Lowisz

Co-Founder & VP Marketing

Known as "Blockchain Girl". Co-Founder, Bitnation. Top 100 Blockchain Influencer. International Speaker

Over the past couple of years, Janina has been popular in the industry as Blockchain Girl, worked as blockchain analyst for major companies and co-founded Bitnation. Today she is also a Top 100 Global Blockchain Influencer, blockchain speaker and model.

Rakesh Lakhey

EVP Sales - Asia

15+ years in Banking incl. World Bank. Co-Founder & CEO, Capital Online Ltd

Innovative Business Consultant and executive marketing professional experienced in establishing High-Tech Business Leading new business ventures for Telecommunication and IT formation with both Global and local spectrum since two decades.  Proactive Executive with strong leadership abilities in providing Expert Knowledge in outstanding result oriented performance in enhancing Versatile negotiations in a professional corporate and Government environment.

Enrique Lau

EVP Sales - Latin America

20+ years as Sales VP. Channel Development Manager. Consultant, ACOTECSA

Enrique A. Lau R. is a senior executive in leading world-class technology companies with a broad knowledge of business development in Latin American market, who helped the company's partners to achieve their goals by giving and coaching them about the Brand in a regular schedule, recognized and respected in Latin America & the Caribbean Region with outstanding achievements in the area Services and Sales Operations and Administration in emerging companies as well as established companies.

Simo Mcunu

VP Sales - Africa

Experienced Banker, Rand Merchant Bank, First National Bank. International Speaker

Simo is a leading expert in the field of finance and banking; he has pioneered the development of alternative financial instruments in South Africa and is a strong finance professional with experience working for top South African banks. He has won numerous awards for his innovations in banking and has served as a The Chairperson of the Junior Board in Africa's most innovative bank ranked in 2017 & 2016. His technical and entrepreneurial experience gives him an unparalleled understanding of the business world and the application of innovative finance solutions. He also holds a Bachelor of Commerce in Business Science and Finance from a Top 500 world ranking University and an Associate’s Degree focused in Institute of Chartered Secretaries & Administrators SA (ICSA SA) from The Chartered Institute of Management Accountants.

Venkatesh Krishnamurthy

VP Partnerships

Trader (Commodities, Stocks, Indices). Top 5 US Investment Bank experience

Venkatesh Krishnamurthy is a Business/Investment Strategist who has been consulting for building some of the today’s most exciting Fintech/Social media/Trading/Forex/Blockchain technology businesses. He has sound knowledge and expertise in Banking and Finance, Operations, IT sector with an expertise in the field of management and holds experience with Top 5 US based Investment Banks.

Amjad Raza Khan

Co-Founder & VP Technology

Head Researcher and EVP, Auxesis Group. Leading tech teams for 5+ years

Worked as product manager for high frequency exchanges. Head Researcher and Executive Vice president  for Auxesis Group. Certificate course on Blockchain from E Cell, IIT Bombay.


Our advisory board include experienced industry leaders and leaders of financial institutions with strong connections worldwide.

Bernard Lietaer

Strategic Advisor

Author, The Future of Money. Architect of the Euro. Four decades as Central Banker, The world’s top currency trader, President of Bancor Foundation.

Dr. Bernard Lietaer has been active in the realm of monetary systems for nearly 4 decades. He is the author of widely acclaimed books including The Future of Money, Money and Sustainability, and New Money for a New World. Dr. Lietaer is known as the “Architect of the Euro” for designing the ECU, while he was at the Central bank of Belgium. Businessweek named him “the world’s top currency trader” in 1992. Dr. Lietaer is also serving as a Foundation president of Bancor.

John Henry Clippinger

Strategic Advisor

Research Scientist, MIT. Co-Founder & CEO, Big Data Working Group Member, World Economic Forum. Advisor, Bancor Foundation

John Henry Clippinger is a research scientist at the MIT Media Lab. He is the author of "From Bitcoin to Burning Man and Beyond: The Quest for Identity and Autonomy in a Digital Society," and "A Crowd of One: The Future of Individual Identity." He is also member for World Economic Forum Group for Big data and advisor to Blockchain protocol Bancor & Cryptoassets Design Group.

Tim Campbell

Marketing Advisor

Awarded MBE for Enterprise Culture. Associate of "The Lord Sugar". Winner of The Apprentice. Founder & Director, Bright Ideas Trust. Co-Owner, Marketing Runners.

Tim Campbell, who was awarded the MBE for Enterprise Culture in the 2012 New Year’s Honours List, is a speaker who is passionate about the power of business. Whether it be creating wealth and employment or changing the world, Tim believes that business is the catalyst of modern change.

Tim is the founder of his own entrepreneurial social enterprise Bright Ideas Trust, a charitable organisation which encourages young budding entrepreneurs from disadvantaged backgrounds to start business ventures, by giving them greater access to start-up finance, real business mentors and professional services advisors.  Bright Ideas Trust has generated successful start-ups, much excitement and interest from Corporates and innovative young entrepreneurs alike, not to mention receiving Government backing and praise from Gordon Brown, senior MPs across all political parties and our Prime Minister David Cameron.

Owner of his own small business and co-author of one of Amazon’s Top 10 business books for 2010, ‘What’s Your Bright Idea?’ Tim has been privileged to have been asked to comment on a variety of topical matters and regularly appears on BBC television and in broadsheet newspapers including most recently the Financial Times.  He is the face of the British Library’s campaign to promote their services and has been described as ‘the human face of business’ by one broadsheet newspaper.

With his humble roots, passion for inspiring the next generation and charismatic style Tim is now a much in-demand speaker having  had the privilege of working with the likes of BT, Lloyds Banking Group, Everything Everywhere (T-Mobile & Orange), Oxford Said Business School, Ernst & Young, Deutsche Bank, Accenture, IoD, NHS and Barclays to name a few.

Richard Kastelein

Blockchain Media Advisor

Founder & Publisher, Blockchain News. Founder, The Hackitarians. Partner, CryptoAssets Design Group. Director, Blockchain Partners. (Oracle Partner)

Founder of industry publication Blockchain News, partner at ICO services collective CryptoAsset Design Group, director of education company Blockchain Partners (Oracle Partner) & ICO event organiser - Richard Kastelein is an award-winning publisher & entrepreneur. He sits on the advisory boards of advised half a dozen Blockchain startups (ICOs) & has written over 1400 articles on Blockchain technology at Blockchain News & has also published on ICOs in Harvard Business Review & Venturebeat.

Kastelein has spoken (keynotes & panels) on Blockchain in Amsterdam, Antwerp, Barcelona, Beijing, Brussels, Bucharest, Dubai, Eindhoven, Gdansk, Groningen, the Hague, Helsinki, London, Manchester, Minsk, Nairobi, Nanchang, San Mateo, Shanghai, Tel Aviv, Venice & Zurich.

He's a Canadian (Dutch/Irish/English/Métis) whose writing career has ranged from the Canadian Native Press (Arctic) to the Caribbean & Europe. He's written occasionally for Harvard Business Review, Wired, Venturebeat, The Guardian & - his work & ideas have been translated into Dutch, Greek, Polish, German & French.

Akash Gaurav

Blockchain Network Advisor

CEO, Auxesis Group. Founder & Architect, AuxLedger. Ex-Manager, E-Cell IIT Bombay

Akash is the CEO of Auxesis Group and Architect of Aux Ledger. Auxesis today is counted among The Top 100 Most Influential Blockchain Companies in the World. In partnership with State Government of India AuxLedger have 53 Million user and working on a solution to scale it where more than 1 Billion Indian population can be moved. Prior, Akash was the manager of The Entrepreneurship Cell, IIT Bombay. He was also a core group member of IIT Bombay where the team successfully proposed a new model for India's first self-driving car.

Alex Norta

Blockchain Architect Advisor

Prof., Tallinn University of Technology. Chief Scientific Officer, Agrello Foundation. Chief Scientist, Qtum Foundation.

Alex Norta is currently a research member at the Faculty of Informatics/TTU and was earlier a researcher at the Oulu University Secure-Programming Group (OUSPG ) after having been a post-doctoral researcher at the University of Helsinki, Finland. He received his MSc degree (2001) from the Johannes Kepler University of Linz, Austria and his PhD degree (2007) from the Eindhoven University of Technology, The Netherlands. His PhD thesis was partly financed by the IST project CrossWork, in which he focused on developing the eSourcing concept for dynamic inter-organizational business process collaboration. His research interests include business-process collaboration, workflow management, e-business transactions, service-oriented computing, software architectures and software engineering, ontologies, mashups, social web. At the IEEE EDOC'12-conference, Alex won the best-paper award for his full research paper with the title "Inter-enterprise business transaction management in open service ecosystems".

James Duchenne

US Law Advisor

Hon. Representative of Republic of Mauritius in US. Managing Partner, Sutton Stone

I'm an attorney, engineer, finance guy and entrepreneur. I'm a starter, someone that thinks outside the box and one that does things to get results. I'm a stickler for simplicity and understand that businesses must be adaptive to survive and innovative to be exciting and fun.

I've led, managed and architected a number of businesses in various fields, from bitcoin and decentralized consensus systems, technology, mineral mining, waste management, logistics, marketing, loyalty & engagement products to capital investments. I love working with teams that think differently about solutions to problems, no matter how mundane.

Winston Gilpin

Venture Capital Advisor

25+ Years of Finance Experience. Executive Manager and Advisor. CFO, Mercury Fund. Management Consultant

25+ Years of Finance Experience, serving in a number of executive management and advisory positions for publicly traded and privately owned companies. CFO Mercury Fund. CFO to Go Specializing in startups, Early stage companies and companies seeking angel or venture funding. Management Consulting Specialties: Startups, Financial Statements, Business Modeling, Organizational Consulting.

Anil Earla

Fintech Advisor

Head of Information & Data Analytics, Visa. 20+ years of Fintech Experience. Heading Digital Transformation at Visa. Leading various Technology Teams

Head of Information & Data Analytics, Visa. Enterprise technology executive heading digital transformation for world largest payment network. Leading various technology teams to maximize the data assets of Visa Inc. Reduced the incident response time of Visa network from 6-10 days to 2-3 milliseconds.

Intrapreneur passionate about bringing Silicon Valley innovative mind set to larger organizations. Built lean start-ups resulting in creating new stream of revenue.

Colum Rafferty

Payments Advisor

Sales and Marketing Strategy Consultant. 35+ years in Blue Chip environment. Managing Director, Aventi Technologies Ltd. Payments & Fintech Business Developer

Leading sales and marketing strategy consultant with over 35 years in an international blue chip environment gaining extensive business development experience and substantial success in various sectors within the payments and FinTech sectors. Representative clients include acquirers, banks, processors, PSP's, MSP's, ISO's, Private Equity, Institutional Investors, and Independent Software Vendors / ISV's.

Successful payments experience in Pan-European card issuing, merchant acquiring, payments consultancy, mobile payment security, PCI Merchant Compliance, ISO / PSP propositions and merchant loss mitigation and remediation.

Dinesh Prasad

Strategic Advisor (India)

Business developer and program manager. 22+ years in Wireless Telecoms. Head of Sales, Qualcomm India & South Asia. Manager, Ericsson

Head of Devices , Qualcomm India & South Asia- with the prime responsibility of driving chipset/device sales through global OEMs, Operators, Local Distributors and Brands.

Accomplished and knowledgeable sales, business development and program management professional with 22+ years of global experience in the wireless telecom and semiconductor. Results oriented and decisive leader with proven track record in ecosystem creation, new business development, increasing sales and market share, achieving growth objectives and program management through astute business acumen and sound technical knowledge, identifying and architecting creative solutions while gaining credibility and building influential relationships at the highest levels with industry partners & key stakeholders.

Rajesh Dhuddu

Payments Advisor (India)

SVP, Quatrro. Nasscom Blockchain SIG Chair. Columbia Business School Alumni Club Chair. Fintech and Blockchain Expert.

SVP, Quattro, NASSCOM NRC Member, Columbia Business School Club Leader, blockchain expert, mentor and TedX speaker.

Rajesh Dhuddu has 19+ years experience in Payments, FinTech, Telecommunications & Business Process Management domains. He has a proven track record of creating high performing cross functional and cross cultural teams across Sales & Marketing, Product Management, Business Planning, Corporate Strategy and Mergers & Acquisitions.

Partners & Investors