# Cashaa > Cashaa is a regulated Virtual Assets Service Provider (VASP) offering crypto banking since 2016. Earn yield on crypto and stablecoins, unlock cash against your holdings without selling, and hold the CAS token. Customer assets are held 1:1 with licensed custody partners. ## Products - [Earn](https://cashaa.com/earn): Earn up to 21% APY on stablecoins, BTC, ETH and more. Flexible (withdraw anytime) or Fixed-term plans. Rates published, fixed at subscription. - [Unlock Cash](https://cashaa.com/unlock-cash): Borrow cash against your crypto without selling it. 0% APR, crypto-backed liquidity, repay anytime, no penalty for early settlement. - [CAS Token](https://cashaa.com/cas-token): The Cashaa ecosystem token. Utility includes a 5% revenue buyback-and-burn and loan/interest settlement in CAS. BEP-20 contract, Cyberscope-audited. - [Referral](https://cashaa.com/referral): Performance-based partner program. Earn for every friend who signs up and completes KYC. ## Company - [About Us](https://cashaa.com/about-us): Cashaa's story since 2016, regulatory status, and team. - [Blog](https://cashaa.com/blog): News, insights and product updates. ## Legal - [Terms of Service](https://cashaa.com/legal/terms) - [Privacy Policy](https://cashaa.com/legal/privacy) - [AML / KYC Policy](https://cashaa.com/legal/aml-kyc) - [Earn Terms](https://cashaa.com/legal/earn-terms) - [Liquidity (Unlock Cash) Terms](https://cashaa.com/legal/liquidity-terms) ## Notes - Cashaa operates as a Registered Virtual Assets Service Provider (VASP) with capital and conduct requirements. - Deposits are held 1:1 and segregated from operational funds. - Crypto involves risk; published yields are gross and subject to the linked terms. - Site is available in 52 languages.