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Team Members

We are a cross functional and full stack team led by successful entrepreneurs who built their companies from scratch which are now part of Fortune Top 15 companies in world.

Kumar Gaurav

Founder & CEO

Founder & Chairman, Auxesis Group. Extraordinary status  by U.S. Top 100 Blockchain Influencer. Co-Founder, Darwinsurance (Acquired by Esedra)

Kumar is a serial entrepreneur who has been responsible for building some of today’s most exciting fintech business. He is among top 100 most influential people in the world who are leading the evolution of Blockchain and was awarded Extraordinary status ( O1 visa) by United States government.

Kumar is the Chairman of Auxesis Group; India's first enterprise Blockchain company. He also founded Cashaa, U.K based money transfer platform which enables users to send money without any fee anywhere in the world. Due to his vision, Auxesis Group and Cashaa, both are ranked among top 100 blockchain companies in the world.

Kumar is in the editorial group of top Blockchain media and popular international speaker on Blockchain & Bitcoin. He is also the Advisor to many Blockchain start-ups and incubators around the world.

Kumar Gaurav holds the Bachelor’s degree in Computer Engineering and Master`s in Management from Politecnico di Milano. Before he moved into the world of financial technology, he delivered innovative systems for luxury automobile brands like BMW and Ferrari. During his time in Italy, he also co-founded Darwinsurance, the first Italian peer-to-peer insurance company based in Milan which was acquired by Esedra.

Celestine Vettical

Co-Founder & Chairman

Founder, Perfomix (Acquired by Baker Hughes, GE Company). VP Baker Hughes, VP Cognizant. Worldwide Director Microsoft. Director SAP

Celestine Vettical is an Entrepreneur, Technology Executive and Investor with over 25 years of industry experience. He was previously the Founder and CEO of Perfomix, an oilfield technology platform company that provides tools to enhance the performance of oil & gas reservoirs, which was acquired by Baker Hughes in 2014. At Baker Hughes, Celestine was responsible for managing the company’s next generation of remote operations solutions and intelligent digital oilfield initiatives. Prior to those positions, Celestine was the co-inventor and CTO at Pi Electronics, which developed the self-service mailing machines located in US post offices. He was also a co-founder of Paymetric, a leading enterprise payment solutions software company and SAP partner.

Besides these entrepreneurial endeavors, Celestine was the global head of strategic initiatives & alliances at Cognizant Technology Solutions (NASDAQ: CTSH). Prior to that, he was the worldwide manufacturing industry solutions director at Microsoft. His primary responsibility was to lead the development of Microsoft’s global strategy for enterprise business solutions in the manufacturing industry. Celestine spent the early eight years of his corporate career at SAP. Celestine holds a B.S. in Electronics Engineering from National Institute of Technology (NIT), Calicut, India and M.S. in Computer Science from University of Houston.

Dominic Melo

Chief Payments Officer

Quoted as "Mr Payments" by Forbes. Owns European E-Money Institutions. Advisor to JCB, Japan

An experienced professional that has played key roles in designing, executing andanalyzing process workflows, procedures, and special projects for the international business to business and business to consumer markets, especially in the financial services, payments services, and IT arenas. An excellent communicator who can translate jargon and IT-speak into clear concepts and ideas for non-technical management or board members. Experienced Security Consultant that was routinely responsible for securing highly sensitive and classified information for corporate clients.

Also using tools and methods to extract encrypted or password protected information as part of digital asset recovery efforts for civil and criminal investigations.

Francesco Zorgno

Chief Investment Officer

Director 2F Capital. CEO, Swing Capital Ltd. Founder & CEO, Seed Srl. Asset Manager, Enfinity Group

As Managing Director of 2F Capital and board member of leading investment companies in innovative ventures, I am responsible for project development, funding and construction, along with asset management. Focus on cleantech projects (renewable energies, environmental services), fintech (innovative forex and savings management), tourism and hospitality.

As Business Angel, I have been member of leading associations (such as Italian Angels for Growth) and co-founder of incubators (such as the Seed Project, where I serve as Managing Director). I am supporting new ventures and startup deals with seed and angel funding, and coaching the entrepreneurs from early stage to steady startup phase.

Within the most innovative startups I launched in recent past:

CleanBnB (hospitality), soon become a leading venture in the booming business of short-term rental of real estate; very good case in facility management, fast growing through several rounds of equity financing; NFE (cleantech), a leading European player in engineering, project and technology development, and asset management in renewable energies such as solar (utility-scale, commercial and domestic scale), wind (and mini-wind), biomass, hydro. SaveNet (web-IT), specialized in information and training in the field of energy efficiency and energy saving, more in general providing web services such as hosting, design and development.

My key skills from past activities: asset management, EPC contracting, O&M contracting, contract management, program management, feasibility study, project financing, sales & marketing, project development, business development, investment plans, m&a.

I have been working extensively on the global markets, such as Italy and whole Europe, and focus on Americas, China and Asia Pacific.

Felice N. Covelli

Co-founder & CFO

15+ years of Finance Experience. Professional Asset Manager. Bitcoin Pioneer in Europe

Felice has 15+ years of Finance, he is a professional Asset Manager and a Bitcoin Pioneer in Europe.

Janina Lowisz

Co-Founder & VP Marketing

Known as "Blockchain Girl". Co-Founder, Bitnation. Top 100 Blockchain Influencer. International Speaker

Over the past couple of years, Janina has been popular in the industry as Blockchain Girl, worked as blockchain analyst for major companies and co-founded Bitnation. Today she is also a Top 100 Global Blockchain Influencer, blockchain speaker and model.

Amjad Raza Khan

Co-Founder & VP Technology

Head Researcher and EVP, Auxesis Group. Leading tech teams for 5+ years

Worked as product manager for high frequency exchanges. Head Researcher and Executive Vice president  for Auxesis Group. Certificate course on Blockchain from E Cell, IIT Bombay.

Rakesh Lakhey

EVP Sales - Asia

15+ years in Banking incl. World Bank. Co-Founder & CEO, Capital Online Ltd

Innovative Business Consultant and executive marketing professional experienced in establishing High-Tech Business Leading new business ventures for Telecommunication and IT formation with both Global and local spectrum since two decades.  Proactive Executive with strong leadership abilities in providing Expert Knowledge in outstanding result oriented performance in enhancing Versatile negotiations in a professional corporate and Government environment.

Enrique Lau

EVP Sales - Latin America

20+ years as Sales VP. Channel Development Manager. Consultant, ACOTECSA

Enrique A. Lau R. is a senior executive in leading world-class technology companies with a broad knowledge of business development in Latin American market, who helped the company's partners to achieve their goals by giving and coaching them about the Brand in a regular schedule, recognized and respected in Latin America & the Caribbean Region with outstanding achievements in the area Services and Sales Operations and Administration in emerging companies as well as established companies.

Priyakant Charokar
Priyakant Charokar

VP - Engineering

Passionate software professional with over 14 years of incredible experience in Banking Services

Passionate software professional with over 14 years of incredible experience in design, architecting and development of software applications based on various frontend and backend technologies. A proven track record of successfully leading complex projects while managing cross-functional resources to drive efficiency in enterprise technology operations.

AWS® certified solutions architect / TOGAF® certified architect, worked on Java, JEE, Spring/ORMs/Android/HTML5/CSS/AngularJS (JS Frameworks)/typescript, JAX-WS, JAX-RS / XML platform. Worked extensively on OAuth 2.0 Web-API Security, JCA and Spring security for micro services.

Also, worked on implementing Blockchain based POCs/POEs. Hyperledger Fabric on IBM Bluemix (now IBM Cloud). Deploying MultiChain on AWS platform. Created coin as a reference for using Solidity language concepts. POCs for CORDA and Hyperledger Indy. Also, exposure to similar technologies like Ethereum, Blocktrail, BlockCypher, Bitcoin, BigChainDB, Node.Js, Truffle and Web3JS.

Being associated with Banking and financial domain services from last 12 years, possess strong knowledge on areas such as Internet banking/Cards/Security/Payments.

An Agile enthusiast, Certified SCRUM® Master and have strong understanding of SDLC, Waterfall and (SAFe) Agile methodologies (SCRUM/XP), values and procedures.

Simo Mcunu

VP Sales - Africa

Experienced Banker, Rand Merchant Bank, First National Bank. International Speaker

Simo is a leading expert in the field of finance and banking; he has pioneered the development of alternative financial instruments in South Africa and is a strong finance professional with experience working for top South African banks. He has won numerous awards for his innovations in banking and has served as a The Chairperson of the Junior Board in Africa's most innovative bank ranked in 2017 & 2016. His technical and entrepreneurial experience gives him an unparalleled understanding of the business world and the application of innovative finance solutions. He also holds a Bachelor of Commerce in Business Science and Finance from a Top 500 world ranking University and an Associate’s Degree focused in Institute of Chartered Secretaries & Administrators SA (ICSA SA) from The Chartered Institute of Management Accountants.

Venkatesh Krishnamurthy

VP Partnerships

Trader (Commodities, Stocks, Indices). Top 5 US Investment Bank experience

Venkatesh Krishnamurthy is a Business/Investment Strategist who has been consulting for building some of the today’s most exciting Fintech/Social media/Trading/Forex/Blockchain technology businesses. He has sound knowledge and expertise in Banking and Finance, Operations, IT sector with an expertise in the field of management and holds experience with Top 5 US based Investment Banks.

Garima Jain
Garima Jain

VP - Client Relation

10 years of highly successful sales and executive sales management experience.

10 years of highly successful sales and executive sales management experience.

Saurabh Jain
Saurabh Jain

Chief Product Officer

Digital banking and Mobile payment professional with over 10 years of experience in financial services space

Digital banking and Mobile payment professional with over 10 years of experience in financial services space with in-depth understanding of digital ecosystem in payments and banking space.

A consummate problem solver with a track record of creating innovative solutions for tackling sales slowdown to expertise in developing use cases and ecosystems for digital payment solutions across multiple sectors and value chains, including collaboration with Fintechs.

Interests in all things digital in Financial domain including Banking, payments, and credit

Key Knowledge Areas

  • Digital payment systems like Immediate Payment System (IMPS), Unified Payment Interface (UPI), Aadhaar Enabled Payment System (AEPS), Mobile wallets, Credit/Debit cards
  • Channel integrations (Web, Mobile apps, IVRS, USSD, SMS, API, SDK )
  • Merchant acquiring
  • Product management (Technology, Operation, Channels and customer service management)

Key Achievements

  • M-PESA: Rollout of ICICI Bank Vodafone M-PESA services in India
  • IMPS: ICICI Bank rated as best IMPS service provider, processing 10mn+ transactions every month, developed IMPS use cases for E-commerce, Mobile wallets, Gold loan disbursals.
  • UPI: 0.1mn+ merchants acquired on UPI, enabled QR based payment solutions for Online merchants, Municipal bodies, corporate canteens, and enabled UPI QR over EDC machines
  • Mobile app developments: developed and launched ICICI bank Eazypay app for merchant payments

Ritesh Bandari
Ritesh Bandari

Community Manager

Experienced Financial Associate with a demonstrated history of working in the outsourcing/offshoring industry & Captive.

Experienced Financial Associate with a demonstrated history of working in the outsourcing/offshoring industry & Captive. Skilled in Banking, Public Speaking, Management, Time Management, and Teamwork. Strong finance professional with a Bachelor of Business Administration (BBA) focused in Finance and Financial Management Services from University of Mumbai.


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