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Welcome to Cashaa Pulse Issue #3!

Move over, “Uptober” (Up-October)—“Upvember” is here to claim the throne! With Bitcoin’s incredible performance this past month, it seems we’re all looking for catchier ways to celebrate the upward trend.

In this edition of our fortnightly newsletter, we’ll introduce you to our world-class Borrow program—perfect for tackling holiday expenses without compromising your crypto goals. Plus, we’ll share how to maximize earnings with our flexible Earn rates and give you a behind-the-scenes look at how we keep your funds secure at Cashaa. Let’s dive in!

Cashaa Borrow Program: Get a loan against crypto

Get a loan against crypto

The holiday season is here, and with Cashaa’s crypto-backed Borrow Program, you don’t have to compromise your crypto holdings to fund your celebrations. Whether it’s buying gifts for your loved ones, planning that long-awaited vacation, or managing seasonal expenses, our Borrow Program gives you instant access to liquidity to get a loan against crypto while keeping your investments intact.

At Cashaa, we’ve revolutionized borrowing by offering some of the lowest interest rates in the industry to allow you to take loan without interest on crypto.

Key Features

  • Low Interest Rates

    Enjoy highly competitive rates starting from 0% for Diamond members, ensuring cost-effective borrowing for everyone.

  • AI-Powered Credit Line System

    Our automated system calculates your Total, Available, and Used Credit Lines in real-time based on the tokens in your account, offering unmatched transparency and control.

  • Flexible Loan Options

    • High LTV Loans:

      Borrow up to 55% of the value of BTC/ETH and 90% of stablecoins.
      Rates start at 6% for Diamond users and go up to 12.5% for base members.

    • Low LTV Loans:

      Borrow up to 20% of crypto and stablecoin holdings.
      Rates range from 5% for Silver members to 0% for Diamond members- take loan without interest on crypto.

  • No Credit Checks

    Say goodbye to traditional credit checks—your crypto is your collateral, giving you instant access to funds.

  • Easy Repayment Options

    Repay at your own pace from your crypto savings account, without the burden of fixed EMIs. You can also use part of your collateral for repayment, making it even more flexible.

Why Choose Cashaa Borrow?

With over 500 crypto companies in our network and 8+ years of experience in providing banking solutions to crypto businesses, Cashaa leverages these connections to:

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Instant Loans

Access liquidity within moments, no waiting.

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Competitive Rates

Save more with our low-interest options.

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Flexible Terms

Tailored solutions for both high and low borrowing needs.

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Preserve Your Crypto

Keep your assets intact while unlocking

Whether it’s for the holiday season, seizing a new investment opportunity, or managing everyday cash flow, the Cashaa Borrow Program empowers you to take control of your finances without selling your crypto.

Celebrate, plan, and take loan without interest on crypto—only with Cashaa.

Cashaa Flex Earn: Daily interest in your Crypto savings account

Cashaa Flex Earn

Our Flexible income plans are designed for those who want their crypto to work harder without locking it in. Unlike fixed-term deposits, Flex Earn provides you with the freedom to access your funds from your crypto savings account whenever needed, without penalties. Base members can earn between 1.5% to 3.5% APR on their crypto and stablecoins, while Silver users earn between 4% to 10% APR. Gold members can make between 4.5% to 125 APR while the best rates are reserved for our Diamond members. They can earn between 5% to 15% APR.

These best yields in crypto aren’t going to last forever, especially with the crypto market getting flush with liquidity on the back of an unprecedented November month.

Start earning today with Cashaa Flex Earn—because flexibility and high returns should go hand in hand.

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How Cashaa Secures Your Crypto savings account

How Cashaa Secures Your Crypto savings account

At Cashaa, we take pride in providing a secure and trustworthy platform for your investments. With over 8 years of experience managing billions of dollars for global businesses without a single breach or hack, Cashaa has established itself as a trusted leader in financial security. With a European digital assets service provider license, robust systems and best-in-class practices, we ensure that your funds and personal information remain protected at all times. Here’s how we do it:

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    Two-Factor Authentication (2FA)

    Access to your crypto savings account is safeguarded by 2FA, which requires a second layer of verification, ensuring your account remains secure even if your password is compromised.

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    Cold Storage for Fund Security

    The majority of customer funds are stored offline in cold wallets, keeping them insulated from online threats. This is a critical measure for protecting assets from cyberattacks.

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    Anti-Phishing Measures

    We actively combat phishing attacks with advanced systems that verify communication sources, protecting you from fraudulent attempts to access your account.

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    Manual Withdrawals for Extra Control

    To enhance security, all withdrawals undergo manual approval, providing an additional layer of verification against unauthorized or suspicious transactions.

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    Session Management Controls

    Active sessions are continuously monitored, and users can terminate sessions remotely to prevent unauthorized access. This ensures complete control over your account activity.

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    AML & KYC Compliance

    We adhere to stringent Anti-Money Laundering (AML) and Know Your Customer (KYC) standards, ensuring a secure and compliant platform for all users.

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    Advanced Threat Detection and Response

    Our systems employ AI-powered threat detection tools to identify unusual activity in real time. These tools can predict and neutralize potential security threats before they escalate.

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    Multi-Signature Wallets

    We use multi-signature treasury wallets to ensure that no single point of failure can compromise your funds. Transactions require multiple authorizations, adding an extra layer of security.

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    Blockchain Analytics and Monitoring

    Our platform integrates advanced blockchain analytics tools to monitor and trace transactions, identifying and preventing suspicious activities in real-time.

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    Secure Enclave Technology

    To safeguard sensitive data and cryptographic keys, we use secure enclave technology—a hardware-based solution designed to keep critical data isolated from potential threats.

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    Regular Penetration Testing and Audits

    We proactively test our systems through regular penetration testing and independent security audits. These practices help identify vulnerabilities and ensure continuous improvement.

When you choose Cashaa, you’re not just investing in a platform—you’re investing in peace of mind, while earning best yield in crypto.

As we wrap up this edition of Cashaa Pulse, we hope you feel more empowered to navigate your crypto journey with confidence. Whether it’s leveraging our Borrow program to manage holiday expenses, maximizing returns with Flex Earn, or knowing your funds are secured with industry-leading safety measures, Cashaa is here to support you every step of the way.

Stay tuned for more updates, insights, and opportunities in the forthcoming issues.

Warm Regards,
Team Cashaa